Raisin funds

Are you interested in the current fund selection in the ETF Configurator or ETF Rürup? Then you can find out more via weltsparen or at raisin-pension.de. You can find current fund rates here.

* Information on risk classification

The bank uses the risk classification as part of its appropriateness test.

1 = safety-orientated:

Funds whose unit price hardly fluctuates or (in the short to medium term) only fluctuates relatively little; risks of loss, but also opportunities for gain, are relatively low; capital losses (in the medium to long term) unlikely.

2 = growth-orientated:

Funds whose unit price can fluctuate moderately to relatively strongly; risks of loss as well as opportunities for gains can be relatively high; temporary capital losses possible.

3 = risk-orientated:

Funds whose unit price can fluctuate (very) strongly; risks of loss and opportunities for profit can be (above average) high; capital losses up to total loss possible.

The risk indicator defined by the respective capital management/investment company as part of the ‘Key Investor Information’ serves as a benchmark for the ‘risk classification of the funds’ by the bank.

The risk class according to the bank's internal risk classification therefore does not necessarily correspond to the categorisation of the ‘Key Investor Information’.