Sutor Banking-Platform

for Embedded Finance, Fintech, Kryptotechs and Financial Distributors

Sutor Banking Platform – Digital financial services for digital partners

On the Sutor Banking platform, we bundle the entire range of services you need to develop and offer financial services that are compliant with regulations. Whether services requiring a banking licence, custody accounts and accounts, payment and securities transactions or joint business model and company developments - with Sutor Bank at your side, you are ideally positioned. The Sutor Banking platform offers you a stable and efficient foundation for the development of financial business models or the integration of financial products into your business processes.

Sutor Bank sees itself as a long-term partner that develops customised, regulatory-compliant business models with and for digital companies. We offer more than just APIs and technology.

Area logo

Sutor Bank's Banking-as-a-Service offering

Embedded finance providers, fintechs, cryptotechs and financial distributors will find everything they need to implement their business models for investments and savings, banking and payments, loans, cryptos and blockchain at Sutor Bank.

Your contact to our Banking Platform


Savings & Investments

  • Support of various co-operation and partner models:  Intermediaries according to article 34f of the Commercial Code, banks and wealth managers (Section 32 of the German Banking Act), neo-banks
  • Depositaries (custodian) for wealth managers Partner for technical and/or legal outsourcing
  • Operational bank for fintechs, financial sales organizations and other financial service providers without bank or wealth management licence (admission according to article 34 of the Commercial Code)
  • Managed depots, white label or Sutor branding, standard or individual fund portfolios
  • Accounts for overnight money, fixed deposit, gold and other alternative savings products
  • Individual investment and savings solutions for non-bank partners incl. fintech startups
  • Access to Sutor‘s wealth management and asset management services
  • Access to the ecosystem of the Sutor partners

Banking & Payments

  • White label solutions
  • API current accounts
  • API corporate accounts
  • Escrow accounts for platforms, marketplaces, crowdfunding
  • models, e-money companies, payment providers and other digital businesses
  • Fully digital account openingIndividual payment solutions for fintechs, platforms, e-commerces and other digital businesses

Marketplace Credits & Fronting Banking

  • Credit platform for consumer and corporate loans
  • Loan origination and sale of receivables (with/without intermediary)
  • Individual outsourcing models in lending business
  • API for net data transport
  • Support of fully automated credit processing: automatic scoring, decision engine, connection of credit agencies

Crypto & Blockchain Banking

  • FIAT crypto accounts with API connection
  • FIAT crypto asset accounts with API connection
  • Crypto trading
  • White label services for Crypto Techs

Write us

Please use our contact form to get in touch with us. We look forward to receiving your message!

[Translate to English:] Hartmut Giesen

Hartmut Giesen
Chief Representative and Member of the Extended Management Board

startup@sutorbank.de

Our references - These companies build on our banking platform

Birdee

Birdee is a Luxembourg-based robo-advisor with an asset management licence. Sutor Bank acts as custodian bank and handles ETF exchange trading.

CashCape

CashCape offers real-time loans within minutes. CashCape utilises Sutor Bank's core banking system and decision engine via an API.

Raisin Pension GmbH

Raisin Pension GmbH specialises in subsidised private pension provision. Sutor Bank is the contractual partner for Riester and Rürup fund savings plans.

Fintiba

Fintiba offers blocked accounts to non-EU students who need them to apply for student visas. Sutor Bank provides the accounts and manages them via an API.

Growney

Growney is one of the largest and most important robo-advisers in Germany. Sutor Bank manages the customer accounts and is the contractual partner of Growney customers.

justTRADE

justTRADE is Germany's first online broker to offer completely free securities trading. The account and deposit are held at Sutor Bank.

Komfortkasse.eu

Komfortkasse.eu is a service for online shop owners. Sutor Bank provides the payment service provider with several API accounts for payment transactions.

timefonds AG

timefonds AG offers employees a digital time deposit account, which is managed by Sutor Bank and invested in the capital market in favour of time deposits.

Zinspilot

Zinspilot enables the quick investment of overnight and fixed-term deposits in other EU countries. Sutor Bank manages the customer accounts and distributes the overnight and fixed-term deposits to the target banks.